How 应用 for Federal Direct 学生贷款

  1. 完成 Free Application for Federal Student Aid (FAFSA)  
  2. Submit all required documents including a  贷款申请表格  到财政援助
    • 一旦收到, CCC submits your loan application to the Common Origination and 支付 (COD) and National Student Loan Data System (NSLDS). Your application becomes accessible to guaranty agencies, 银行, and institutions determined to be authorized users of COD and NSLDS.
  3. Once awarded, accept your loans in Self Service by signing into myCCC
  4. 完成贷款 主本票 (MPN
  5. 完整的 贷款入学辅导  
  6. Enroll and attend at least 6 credit hours that are required for your degree or certificate program

 

After students drop below half-time (6 credits), withdraw or graduate or end the semester at CCC:

  1. 完整的 Loan Exit Counseling on the 学生贷款网站 

 

How 应用 for Parent PLUS Loans

Parents interested in applying for a Parent PLUS loan may go to the  学生贷款网站  应用.

  • 点击“登录”
  • Enter your FSA ID to sign in
  • 申请附加贷款
  • 选择家长+
  • Follow the instructions on the screen

Please allow 5-7 business days for CCC to get the results of your credit check and award the loan.

How 应用 for Private Loans

CCC does not have arrangements with any banks to provide students private loans. If you are interested in a private loan to fund your education, you may try to get one at any bank of your choice. Generally, private loans do not have as favorable of terms as Federal Direct 学生贷款. We always recommend that you complete the FAFSA process before going to a bank for a loan.

 

Frequently asked questions about loans:

  • We get a lot of questions on loans so we created a  常见问题 页面. 

 

CCC understands that student loans can be intimidating. That’s why we have partnered with Inceptia, a division of the National Student Loan Program, to provide you with free assistance on your student loan obligations to ensure you feel comfortable and can be successful in your loan repayment. Inceptia may be calling to help you with next steps in your repayment journey. Their friendly counselors are there to help you every step of the way. While you are in your grace period (grace information can be found on the Federal Student Aid Website ), they might reach out to you to answer questions you may have on your repayment options. If you become delinquent on your loans (delinquent information can be found on the Federal Student Aid Website ), they may also contact you to help find a solution that works within your means. The Inceptia counselors are there to help you with every step by staying in touch with you via phone calls, 信, 和/或电子邮件. They will not be collecting money from you. Inceptia’s nonprofit purpose is to help you find answers to your questions and solutions to your issues. We encourage you to visit Inceptia’s Student Loan Knowledge HQ website .

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